The Real Cost to Sell a House in New Jersey: Transfer Fee, Mansion Tax & Exit Tax (2026)
You accept an offer, feel relieved — and then the net sheet lands with a row of New Jersey fees you never saw coming. The good news: every one of them is knowable in advance. Once you understand the three big state charges, you can figure your real take-home before you ever sign.
We Buy NJ Real Estate is family-run, right here in New Jersey. Call and you’ll reach Sam or James directly — not an answering service. Here is what New Jersey actually charges a seller, in plain English.
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The Realty Transfer Fee (the seller pays this)
Almost every NJ home sale carries a Realty Transfer Fee, paid by the seller at closing on a sliding scale — roughly $2 to $6.05 per $500 of the sale price as the price climbs. Seniors, blind, and disabled sellers can qualify for a partial break. The full breakdown is here: The NJ Realty Transfer Fee, explained.
What homeowners say about working with us.
Verified reviews from real New Jersey homeowners we’ve worked with — across every situation, from inherited homes to pre-foreclosure to divorce sales.
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Sam and the team are awesome to work with! It does not matter the situation they go above and beyond to help. I would highly recommend We Buy NJ Real Estate for your real estate needs. These guys are the best!!
Elton Jean-Baptiste
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Great company, Good People!
Working with James and Sam was a great experience. This company really cares about the people they help. I would recommend them to any one looking to sell a house.
Denise T. — NJ
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Do not hesitate working with Sam and his team.
Do not hesitate working with Sam and his team. Easy, efficient, professional and most important, good honest people. Highly recommended
Harold
The Mansion Tax just changed — and now the seller pays it
If your home sells for over $1,000,000, there’s a second charge. As of July 10, 2025, New Jersey shifted the “mansion tax” from the buyer to the seller and made it graduated — 1% up to 3.5% — applied to the whole price. The details and the bracket “cliffs” are here: The NJ mansion tax, now seller-paid.
The “exit tax” if you’ve moved out of New Jersey
If you now live out of state, you’ll likely see an “exit tax” withheld at closing. Despite the name, it is not a penalty for leaving — it’s a refundable prepayment of state income tax on your gain. What it is and how to get it back: The NJ exit tax for out-of-state sellers.
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Keep reading
The NJ Realty Transfer Fee, explained
The NJ mansion tax (Graduated Percent Fee), now seller-paid
The NJ mansion tax (Graduated Percent Fee), now seller-paid
General information only, not legal or tax advice. Confirm current figures with the New Jersey Division of Taxation and a New Jersey real estate attorney or tax professional.